Insurance Waiver

by stephmylifetravel

The following waiver must be completed before embarking on a tour with StephMyLife Ltd. We strongly encourage you to take out travel insurance for your trip, to ensure that you are covered if anything happens. While we choose insured and licensed activities and work with reputable and trustworthy vendors – things can always go wrong, and it’s best to be protected. Look for a policy covering costs associated with cancelled or delayed flights/trains so that you can change your plans quickly if anything happens.

The emergency assistance line for your insurer
WAIVER OF LIABILITY
BY AGREEING TO THE TERMS OF THIS AGREEMENT YOU WILL WAIVE CERTAIN LEGAL RIGHTS

PLEASE READ CAREFULLY

"Activities" means the activities and services that StephMyLife Ltd will be providing, arranging, or organizing on my behalf depending on my chosen itinerary.

These include:

Hiking
Cycling
Kayaking (Excursion will be provided by a licenced and insured local business)
Travel in public and private transportation, including to and from tour areas. (Long journeys in the 20-person transport van used during the tour is provided by a licensed and insured professional driver. )

ACKNOWLEDGMENT – HEALTH & SAFETY
I am aware that the physical exertion required to participate in the above Activities can activate or aggravate pre-existing injuries, conditions, or congenital defects.

I acknowledge that I should seek medical advice if I know or suspect that my physical condition may be incompatible with the Activities.

I acknowledge that I am required to wear approved safety equipment while participating in certain Activities. I am aware that there are guides and instructors available to answer any questions I may have as to the proper use of any equipment.

Simply put: I understand that the Activities may require physical exertion and it is my responsibility to make sure I am healthy enough to participate. I will use the recommended safety equipment and ask questions if I am unsure about how to properly or safely use equipment.

ASSUMPTION OF RISKS
I am aware that the Activities involve many risks, dangers and hazards which may include but are not limited to:

personal injury and/or death;
travel to remote areas without access to medical facilities or treatment
changing weather conditions;
equipment malfunctions
negligence of other participants or guides;
negligence on the part of StephMyLife Ltd including failure to safeguard or protect from the risks or dangers of the Activities
consumption of alcohol;
collisions with vehicles, equipment, or structures;
becoming lost or separated from guides or other participants; and the failure to remain within designated areas.
Simply put: I acknowledge that there are numerous risks I may face during my involvement in the Activities including the risks listed here.

ALCOHOL AND ILLEGAL SUBSTANCES
If I use, consume, or am under the influence of alcohol or illegal drugs prior to or while engaging in the Activities, I ASSUME AND ACCEPT ALL RISKS, DANGERS, AND HAZARDS THAT MAY RESULT FROM THIS INCLUDING THE POSSIBILITY OF PERSONAL INJURY, DEATH, PROPERTY DAMAGE, AND LOSS, even in the event of negligence or fault by StephMyLife Ltd or third parties, and will indemnify StephMyLife Ltd from any and all liability for any damage to property or personal injury to any third party, resulting from my participation in the Activities, while, during, or after consumption of illegal drugs or alcohol.

Simply put: If I consume alcohol or illegal drugs before or during my involvement in the Activities I am responsible for any loss, injury, or damage I cause to myself or others.

I AM AWARE OF THE RISKS, DANGERS, AND HAZARDS ASSOCIATED WITH THE ACTIVITIES.
I am not relying on any oral or written representations or statements made by StephMyLife Ltd about the safety of the Activities other than what is stated in this Waiver.

I freely accept and fully assume these risks and the possibility of injury and loss resulting from my participation in the Activities.

Simply put: I understand and accept the risks of participating in the Activities. I am relying on the statements about the risk contained in this Wavier as the definitive source of information about the safety of the Activities over any other communications or materials.

MANDATORY TRAVEL INSURANCE

I acknowledge and agree that comprehensive travel insurance is mandatory for participation in the Activities.

I understand and agree that StephMyLife Ltd is not responsible for arranging or funding medical treatment, evacuation, or repatriation under any circumstances. If I do not have appropriate insurance, or if my insurance is insufficient or invalid for any reason, I accept full financial responsibility for any costs incurred, including but not limited to helicopter evacuation, medical treatment, accommodation delays, or transport.

RELEASE OF LIABILITY, WAIVER OF CLAIMS, AND INDEMNITY AGREEMENT
In consideration of StephMyLife Ltd allowing me to participate in the Activities I agree:

In the event that I, or my next of kin, suffer any loss, damage, expense, or injury from my participation in the Activities INCLUDING THOSE CAUSED BY THE RISKS SPECIFICALLY OUTLINED IN THIS WAIVER, I AGREE TO WAIVE ANY AND ALL CLAIMS I have or may have in the future against StephMyLife Ltd and to release StephMyLife Ltd from any and all liability;
TO HOLD HARMLESS AND INDEMNIFY StephMyLife Ltd S from any and all liability for damage to property or personal injury to any third party resulting from my participation in the Activities;

This Agreement shall be effective and binding upon my heirs, next of kin, executors, administrators, assigns, and representatives, in the event of my death or incapacity.

I HAVE READ AND UNDERSTAND THIS AGREEMENT PRIOR TO CHECKING THE BOX BELOW CONFIRMING MY AGREEMENT.

I am aware that by checking the box above I am waiving certain legal rights which I may have against StephMyLife Ltd
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